Local digital lenders like OKash and OPesa to mention but a few, have greatly helped improve coverage of financial services from 67 per cent in 2016 to 83 per cent in 2018, a 2019 FinAccess Report released by Kenya National Bureau of Statistics and Central Bank of Kenya indicates.
This has been made possible widely by the fact that Kenya now has a sizeable population of smart phone users who can download the existing loan apps and apply for loans easily and instantly without collateral.
However, there still exists a significant population of Kenyans who still cannot access even these digital loans due to the fact that they do not have smart phones due to their inhibitive cost. Others may have them but do not know how to use the loan apps.
This is why OKash loan app dawned by this reality, recently introduced ‘OKash Mashinani’ that is aimed at reaching out to this ‘marginalized’ population, something that will undoubtedly make credit access available to more people and have a multiplier effect on businesses and other critical interventions of a typical ordinary ‘mwananchi’.
But what is this ‘OKash Mashinani’ you wonder? Well, it is an agency lending method developed by OKash and is designed to reach out to Kenyans at their convenient places including people without smart phones and knowledge on how to use the OKash App.
Sounds a great idea? Let’s then find out how you can be OKash Mashinani client in 3 super-quick steps.
How to obtain a loan from OKash Mashinani & Requirements
1. Visit the OKash Mashinani authorized agent in your locality.
2. You must be aged between 20 to 55 years.
3. You should have a good credit rating meaning you have not defaulted on any loan by any lender or listed with CRB.
4. You should have a fixed income.
5. Client should give correct details during registration, that is, ID number and full names.
6. Client should provide correct mobile numbers and ID numbers for their referees
and the referees should not have any outstanding loans with other lenders. The referees should not have delayed paying any loan with other lenders.
Benefits of being OKash Mashinani Client
1. You do not need a smart phone to obtain the loan.
2. OKash Mashinani Agent is right at your doorstep and you are assured of obtaining the loan if you meet the above requirements in less than five minutes.
3. You get a coupon when you borrow your first loan and repay it reduced.
4. Your loan limit grows very fast.
5. No laborious and boring paperwork is involved before obtaining the loan.
OKash Mashinani Agent
You could also be an ambitious businessperson seeking to widen your profit margins by exploring more viable business opportunities. OKash also has you in mind as you can become OKash Mashinani Agent as outlined below.
How to Become OKash Mashinani Agent & Benefits
1. You should have an already existing business and has a permit to operate.
2. You will require a smartphone where you will download the OKash app to from Google Play. You will be issued with a promo code and you will get to begin with a very good loan limit that is processed within 5 minutes.
3 You will earn bonuses that you can withdraw any time of your choice.
4. Your application for OKash Mashinani Agent will be handled very quickly but efficiently.
So, are you interested in joining the rapidly growing movement of OKash Mashinani Agents across the country?
Contact the OKash Mashinani Online Support Team via: –
>Facebook: OKash Mashinani
>WhatsApp: 0758 706 971
>Hotline: 0207 650 505
>LinkedIn: OKash Mashinani